At Liability Insurance - Coverage, your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in other ways. By using our website and services, you consent to the practices outlined in this Privacy Policy.
1. Information We Collect
We collect both personal and non-personal information to provide and improve our services. The types of information we may collect include:
- Personal Information: This includes information such as your name, email address, phone number, mailing address, social security number, date of birth, and other details you provide when applying for insurance, filling out forms, or communicating with us.
- Non-Personal Information: We may collect non-identifiable data, such as your IP address, browser type, and operating system, to help us improve the functionality of our website and services. We may also collect data about your browsing behavior and preferences.
- Payment Information: When making payments for insurance services, we collect payment details, including credit card or bank account information, to process transactions securely.
2. How We Use Your Information
The information we collect is used for the following purposes:
- To Provide Services: We use your personal information to process insurance claims, provide quotes, assist with policy management, and offer customer support.
- To Improve Our Website and Services: Non-personal information helps us analyze usage patterns, improve the functionality and performance of our website, and personalize your experience.
- To Communicate with You: We may use your contact details to send important updates about your policies, respond to inquiries, offer new services, or notify you of any changes to our terms or policies.
- To Process Payments: Your payment information is used to complete transactions and provide you with accurate billing and payment receipts.
3. How We Protect Your Information
We implement a variety of security measures to ensure the safety of your personal information. These measures include encryption, secure servers, firewalls, and access control protocols. However, please note that no method of data transmission or storage is completely secure, and while we strive to protect your data, we cannot guarantee its absolute security.
4. Sharing Your Information
We may share your personal information in the following circumstances:
- With Third-Party Service Providers: We may share your information with trusted third-party service providers, such as insurance underwriters, payment processors, or customer service partners, who assist us in delivering services to you. These providers are required to protect your information and use it solely for the purposes we define.
- For Legal Purposes: We may disclose your information if required by law, such as in response to a subpoena, court order, or government request.
- In the Event of a Business Transfer: If Liability Insurance - Coverage undergoes a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction. In such cases, we will notify you of any changes to our privacy practices.
5. Cookies and Tracking Technologies
We use cookies and other tracking technologies (such as web beacons) to improve your experience on our website. Cookies are small text files stored on your device that help us remember your preferences and track website activity. You can choose to disable cookies through your browser settings, but doing so may affect the functionality of certain features on our website.
6. Your Rights and Choices
- Access and Update Your Information: You have the right to access, update, or correct the personal information we have on file. You can do this by logging into your account or contacting us directly at info@liabilityinsuran-cecoverage.com.
- Opt-Out of Communications:You can opt out of receiving marketing emails by following the unsubscribe link provided in each email. However, you may still receive important service-related communications, such as policy updates or transaction receipts.
- Data Retention:We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law.
7. Third-Party Links
Our website may contain links to third-party websites. These third-party sites have their own privacy policies, which we encourage you to review. We are not responsible for the content or practices of these external sites.
8. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete it as soon as possible.
9. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
10. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
- Email: info@liabilityinsuran-cecoverage.com
- Phone: +1 203-931-0236
- Address: 72 Bedford St, West Haven, CT 06516, USA
Thank you for trusting Liability Insurance - Coverage with your insurance needs. We are committed to maintaining your privacy and ensuring the security of your personal information.